Facing Foreclosure in Cherokee County?
Let’s Explore Your Options.
Private, no-pressure help for homeowners in Canton, Woodstock, Holly Springs and across Cherokee County who are behind on payments or facing a foreclosure sale.
Local Help for Cherokee County Homeowners.
Cherokee County sits north of Cobb along I-575, from Woodstock and Towne Lake to Holly Springs, Canton and Ball Ground. Families here often have significant equity in their homes, and a well-timed sale can keep that equity from being lost at a courthouse auction.
If you’ve fallen behind or received a notice of sale, Jerry Richardson can walk you through where you stand, what your home might sell for as-is, and whether selling to a cash investor before the sale date could protect your equity. There’s no obligation, and your information is never sold.
How foreclosure works in Cherokee County
Like the rest of Georgia, most Cherokee County foreclosures are non-judicial. The lender must mail you a notice at least 30 days before the sale and advertise it in the county’s legal newspaper once a week for four weeks. The sale itself takes place on the first Tuesday of the month at the Cherokee County courthouse in Canton, between 10 a.m. and 4 p.m. After the sale, there’s no right to buy the home back. Read the full Georgia foreclosure timeline.
Your options before the sale
- Catch up, modify or postpone: reinstatement, repayment plans and loan modifications.
- Sell before the sale date: pay off the loan and keep any remaining equity.
- Short sale if you owe more than the home is worth.
- Free help from a HUD-approved housing counselor at 800-569-4287.
Georgia Foreclosure Calendar
Cherokee County sales are held at the courthouse in Canton. See all sale dates.
Cherokee County Cities & Communities.
Jerry helps homeowners, buyers and investors throughout Cherokee County, including:
- Canton
- Woodstock
- Holly Springs
- Ball Ground
- Waleska
- Towne Lake
Looking to Buy in Cherokee County?
Search homes for sale on Georgia MLS, including foreclosure listings. Results open on Jerry’s Georgia MLS search.
Cherokee County Homes for Sale Cherokee County ForeclosuresInvestor? Join Jerry’s investor list for pre-foreclosure and bank-owned opportunities.
Cherokee County Foreclosure FAQs.
Answers for Cherokee County homeowners. Every situation is different, so call Jerry with yours.
Foreclosure sales for property in Cherokee County are held at the Cherokee County courthouse in Canton, or another location the county designates, on the first Tuesday of the month between 10 a.m. and 4 p.m.
Georgia law requires your lender to mail a notice at least 30 days before the sale and to advertise it in Cherokee County’s legal newspaper for the four weeks before the sale. The notice names the sale date and the attorney handling it. If you’re unsure, call your servicer or the attorney named on the notice.
Yes. You still own the home until the sale is completed. If a sale closes before the date and pays off your loan, the foreclosure stops, and any remaining equity goes to you. Jerry can help you understand whether a cash sale makes sense.
Yes. HUD-approved housing counselors provide free or low-cost help to Georgia homeowners. Call 800-569-4287 or search at hud.gov/findacounselor. A Georgia attorney can advise on legal questions.