Facing Foreclosure in Clayton County?
Let’s Explore Your Options.
Private, no-pressure help for homeowners in Jonesboro, Forest Park, Morrow and across Clayton County who are behind on payments or facing a foreclosure sale.
Local Help for Clayton County Homeowners.
Clayton County lies just south of Atlanta around Hartsfield-Jackson, taking in Forest Park, Riverdale, Morrow, Jonesboro and Lovejoy. Many of its homes are well-kept older ranches and split-levels, the kind of property cash buyers are often ready to purchase as-is.
If you’ve fallen behind or received a notice of sale, Jerry Richardson can walk you through where you stand, what your home might sell for as-is, and whether selling to a cash investor before the sale date could protect your equity. There’s no obligation, and your information is never sold.
How foreclosure works in Clayton County
Like the rest of Georgia, most Clayton County foreclosures are non-judicial. The lender must mail you a notice at least 30 days before the sale and advertise it in the county’s legal newspaper once a week for four weeks. The sale itself takes place on the first Tuesday of the month at the Clayton County courthouse in Jonesboro, between 10 a.m. and 4 p.m. After the sale, there’s no right to buy the home back. Read the full Georgia foreclosure timeline.
Your options before the sale
- Catch up, modify or postpone: reinstatement, repayment plans and loan modifications.
- Sell before the sale date: pay off the loan and keep any remaining equity.
- Short sale if you owe more than the home is worth.
- Free help from a HUD-approved housing counselor at 800-569-4287.
Georgia Foreclosure Calendar
Clayton County sales are held at the courthouse in Jonesboro. See all sale dates.
Clayton County Cities & Communities.
Jerry helps homeowners, buyers and investors throughout Clayton County, including:
- Jonesboro
- Forest Park
- Morrow
- Riverdale
- Lake City
- Lovejoy
- Rex
- Ellenwood
- College Park
Looking to Buy in Clayton County?
Search homes for sale on Georgia MLS, including foreclosure listings. Results open on Jerry’s Georgia MLS search.
Clayton County Homes for Sale Clayton County ForeclosuresInvestor? Join Jerry’s investor list for pre-foreclosure and bank-owned opportunities.
Clayton County Foreclosure FAQs.
Answers for Clayton County homeowners. Every situation is different, so call Jerry with yours.
Foreclosure sales for property in Clayton County are held at the Clayton County courthouse in Jonesboro, or another location the county designates, on the first Tuesday of the month between 10 a.m. and 4 p.m.
Georgia law requires your lender to mail a notice at least 30 days before the sale and to advertise it in Clayton County’s legal newspaper for the four weeks before the sale. The notice names the sale date and the attorney handling it. If you’re unsure, call your servicer or the attorney named on the notice.
Yes. You still own the home until the sale is completed. If a sale closes before the date and pays off your loan, the foreclosure stops, and any remaining equity goes to you. Jerry can help you understand whether a cash sale makes sense.
Yes. HUD-approved housing counselors provide free or low-cost help to Georgia homeowners. Call 800-569-4287 or search at hud.gov/findacounselor. A Georgia attorney can advise on legal questions.