Facing Foreclosure in Forsyth County?
Let’s Explore Your Options.
Private, no-pressure help for homeowners in Cumming, South Forsyth, Midway and across Forsyth County who are behind on payments or facing a foreclosure sale.
Local Help for Forsyth County Homeowners.
Forsyth County runs along GA-400 north of Alpharetta, from South Forsyth up to Cumming and the shores of Lake Lanier. Values here are among the higher ones in the metro, which makes understanding your equity and your payoff especially important before a sale date.
If you’ve fallen behind or received a notice of sale, Jerry Richardson can walk you through where you stand, what your home might sell for as-is, and whether selling to a cash investor before the sale date could protect your equity. There’s no obligation, and your information is never sold.
How foreclosure works in Forsyth County
Like the rest of Georgia, most Forsyth County foreclosures are non-judicial. The lender must mail you a notice at least 30 days before the sale and advertise it in the county’s legal newspaper once a week for four weeks. The sale itself takes place on the first Tuesday of the month at the Forsyth County courthouse in Cumming, between 10 a.m. and 4 p.m. After the sale, there’s no right to buy the home back. Read the full Georgia foreclosure timeline.
Your options before the sale
- Catch up, modify or postpone: reinstatement, repayment plans and loan modifications.
- Sell before the sale date: pay off the loan and keep any remaining equity.
- Short sale if you owe more than the home is worth.
- Free help from a HUD-approved housing counselor at 800-569-4287.
Georgia Foreclosure Calendar
Forsyth County sales are held at the courthouse in Cumming. See all sale dates.
Forsyth County Cities & Communities.
Jerry helps homeowners, buyers and investors throughout Forsyth County, including:
- Cumming
- South Forsyth
- Midway
- Coal Mountain
- Lake Lanier area
Looking to Buy in Forsyth County?
Search homes for sale on Georgia MLS, including foreclosure listings. Results open on Jerry’s Georgia MLS search.
Forsyth County Homes for Sale Forsyth County ForeclosuresInvestor? Join Jerry’s investor list for pre-foreclosure and bank-owned opportunities.
Forsyth County Foreclosure FAQs.
Answers for Forsyth County homeowners. Every situation is different, so call Jerry with yours.
Foreclosure sales for property in Forsyth County are held at the Forsyth County courthouse in Cumming, or another location the county designates, on the first Tuesday of the month between 10 a.m. and 4 p.m.
Georgia law requires your lender to mail a notice at least 30 days before the sale and to advertise it in Forsyth County’s legal newspaper for the four weeks before the sale. The notice names the sale date and the attorney handling it. If you’re unsure, call your servicer or the attorney named on the notice.
Yes. You still own the home until the sale is completed. If a sale closes before the date and pays off your loan, the foreclosure stops, and any remaining equity goes to you. Jerry can help you understand whether a cash sale makes sense.
Yes. HUD-approved housing counselors provide free or low-cost help to Georgia homeowners. Call 800-569-4287 or search at hud.gov/findacounselor. A Georgia attorney can advise on legal questions.